September 16, 2026
Introducing a Stronger CAR Financial Services, Inc.
Dear Valued Dealer Partner,
Today marks an exciting milestone for both SDA Inc. and CAR Financial.
I am thrilled to announce that SDA Inc. and CAR Financial Services, Inc. will join forces to create one of the strongest and most well-capitalized providers in the Buy Here Pay Here industry, effective today. Together, we bring decades of experience, expanded financial resources, industry-leading talent, and a shared commitment to helping independent dealers succeed.
While our companies are coming together, our focus remains the same — providing exceptional service, dependable funding, and innovative solutions that help your dealership grow.
A Stronger Company. A Better Partner.
By combining the strengths of SDA Inc. and CAR Financial, we are creating an organization with greater scale, deeper expertise, and enhanced capabilities than either company could provide independently.
This partnership strengthens our ability to:
- Invest in new financing programs and products.
- Expand our technology and operating platforms.
- Deliver faster, simpler, and more efficient service.
- Provide the financial strength and stability our dealers can depend on for years to come.
Most importantly, every decision we make will continue to be guided by one principle: helping our dealer partners become more successful.
What This Means for You
As we move forward together, you can expect:
- Business as usual. Your day-to-day funding process, account contacts, and service experience will continue without interruption.
- Expanded financing solutions. Over time, you’ll have access to additional funding programs and products designed to help you serve more customers and sell more vehicles.
- Greater financial strength. Our combined organization has increased resources to support longterm growth, consistent funding, and continued investment in our dealer network.
- Continued investment in technology. We will leverage the best systems and capabilities from both organizations to create an even better dealer experience.
- The same trusted relationships. Your Relationship Manager remains your primary point of contact and will continue providing the service and responsiveness you’ve come to expect.
- A stronger brand for the future. As our integration progresses, CAR Financial will become the unified brand representing our combined organization while preserving the values and relationships that have made both companies successful.
Looking Ahead
This is more than the combination of two companies. It is the creation of an organization built for the future.
Together, we have the experience, leadership, financial strength, and commitment to continue investing in our dealers, our employees, and our business for many years to come. We believe this positions us to become the premier financial partner for independent dealers across the country.
Thank you for the confidence and trust you have placed in us. We appreciate the opportunity to earn your business every day and look forward to achieving even greater success together.
We are excited about this next chapter and are honored to have you with us as we build an even stronger future.
Sincerely,
Thomas Hawkins
CAR Financial Services, Inc.
Gary Page
SDA Inc.