Terms of Use

(Print or Download a copy of this Agreement for your records.)

This web site (“Site”) is offered to you upon the condition that you accept, without modification, the terms, conditions and notices contained on this Terms of Use page (this Site Agreement).  Car Financial Services, Inc. provides the information and services located on this Site (the “Services”).  Please read these Terms of Use carefully.  By accessing this Site you agree to be bound by these Terms of Use.*

Security
We use sophisticated secure technology to protect your personal information.  (See our online Security and Privacy statement).  Although we have taken reasonable measures to provide for the security of certain information that you send to our site, we cannot guarantee and accept no responsibility for any interception or decryption by others.

Web Site Use Information and Cookies
Similar to other commercial web sites, we may utilize a standard technology called “cookies” and web server logs to collect information about how our web site is used.  Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at our web site, and the web site visited just before and just after our web site.  This information is collected on an aggregate basis.  None of this information is associated with you as an individual.

“Cookies” are a feature of web browser software that allows web servers to recognize the computer used to access a web site.  Cookies are small pieces of data that are stored by a user’s web browser on the user’s hard drive.  Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that web site by the same user or to use the information to streamline the user’s transactions on related web pages.  This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet.  Cookies should make your online experience easier and more personalized.

Copyrights/Trademarks/Restrictions on Use
All of the pages and screens on the Site are owned and controlled by Car Financial Services, except as otherwise expressly stated, and are protected by U.S. copyright laws and international treaties.  The copyrighted materials on the Site include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Site.  You are authorized to view the information available on the Site for your informational purposes only.  You may download copyrighted materials for your personal or internal business purposes only.  You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.  You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without our prior written consent.  [INSERT RELEVANT TRADEMARKS] are federally registered trademarks owned by Car Financial Services and its affiliates.  Other featured words used on the Site to identify the source of goods and services are trademarks and service marks owned by Car Financial Services or owned by third parties.  You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Site except as authorized in this paragraph.  You may not use any of the Car Financial Services trademarks as a link to the Site except pursuant to a written trademark license agreement.

Linked Sites
This site may contain links to Web sites controlled or offered by third parties (not affiliated with Car Financial Services).  We are not in any way responsible for the content, or your use, of any such third party Web site.  The appearance here of any third party Web site does not imply any endorsement by us with respect to any such third party site, its contents, its sponsor or any products or services offered at or through such third party site.  Car Financial Services and its affiliated companies disclaim liability for any other company’s Web site content, products, privacy policies, or security.  In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site.

Registration Information
You may be invited to register at the Site to help us tailor the Services for your personal and business financial needs and to alert you to other products and services for you and/or your business. In registering for the Services, you agree to provide accurate, true, current, and complete information about you and/or your business as requested by the registration screens.  As a convenience to you, a profile for you and/or your business may be created based on the registration information that you provide.  This profile and any registration information you provide will be protected as described in our Privacy Policy.

Disclaimer
We intend that the information at this Site be accurate and reliable but shall not be responsible if errors occur.  Car Financial Services and its affiliated companies disclaim liability for any other company’s Web site content, products, privacy policies, or security.

THE SERVICES ARE OFFERED ON AN “AS IS,” “WHERE IS” AND “WHERE AVAILABLE” BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  THIS DOES NOT AFFECT THOSE WARRANTIES WHICH INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

YOU ACKNOWLEDGE THAT NEITHER CAR FINANCIAL SERVICES NOR ITS AFFILIATES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS, WARRANT THAT THE SERVICES OR THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE SITE.  CAR FINANCIAL SERVICES DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES.  (THIS DOES NOT AFFECT ANY MANUFACTURER’S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.)

EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT CAR FINANCIAL SERVICES IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE.  TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CAR FINANCIAL SERVICES WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.

Indemnity
As a condition of your use of this Site, you agree to indemnify Car Financial Services, Inc. and its affiliated companies, and their respective officers, directors, employees and agents, from and against any and all damages, liabilities, losses, costs or expenses (including attorneys’ fees) arising out of, relating to or resulting from your use or attempted use of this Site.

Governing Law and Other Terms
This Site Agreement (Terms of Use) constitutes a contract between you and Car Financial Services and its affiliated companies and is governed by federal law and, to the extent not preempted, the internal laws of the State of [Georgia], without regard to its conflict of laws provisions.  You consent to the exclusive jurisdiction of the federal and state courts located in Dekalb County, in the State of Georgia, for any and all disputes arising out of this Site Agreement.  You may not use this site in any jurisdiction that does not give effect to each and every provision of this Site Agreement.  This Site Agreement constitutes the entire agreement between you and Car Financial Services and its affiliated companies and subsidiaries and supersedes any and all prior or contemporaneous agreements, whether oral, written or electronic, between us.  The headings used in this Site Agreement are for the convenience of reference only and are not intended to define or describe the scope or intent of any portion of this Site Agreement.  In the event that any provision of this Site Agreement is determined to be invalid or unenforceable for any reason, then such provision should be deemed to be reformed to match as closely as possible the intent of the original provision and all other provisions of this Site Agreement shall remain in effect.  Any bona fide printed or electronic version of this Site Agreement shall be admissible in any proceeding before a court, arbitrator or other authority.  Car Financial Services reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Site.  If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Site.  By accessing the Site after the date of any change to these Terms of Use, you agree to be bound by the rules contained in the most recent version of this Site Agreement.

Car Financial Services reserves the right to modify or terminate the Services and the Site or to terminate your access to the Services and Site, in whole or in part, at any time.

• California loans made or arranged pursuant to a California Financing Law license

* If you do not agree to these terms, you may not use this site and we disclaim any responsibility for your use without agreement.